COMMERCIAL LIABILITY INSURANCE
Protecting your California Businesses
General liability, also
known as “commercial liability insurance” is a broad commercial
insurance policy that covers general liability exposures of a business. Pacific Preferred Insurance recommends that all businesses have general liability
coverage in place.
- Professional Liability Insurance (Errors & Omissions) Errors
& Omissions (E&O) covers professionals for negligence and
errors or omissions that injure their clients or cause damage to a third
party’s data. This type of insurance is particularly important to
licensed professionals such as accountants, attorneys, insurance agents,
architects, engineers and technology companies. InsuranceDude.com
recommends that all professional and technology companies have E&O
- Employment Practices Liability Insurance (EPLI)
Employment Practices Liability Insurance for employers covers
employment-related liabilities other than on-the-job injuries. This can
include legal fees and damages for suits such as wrongful termination,
discrimination, sexual harassment, and other alleged violations of
employees’ legal rights. If you have employees, InsuranceDude.com
recommends considering this type of coverage.
- Directors and Officers Insurance (D&O) D&O
insurance covers directors and officers of a company for negligent acts
or omissions and for misleading statements that result in lawsuits
against the company. There is a variety of Directors and Officers
coverage available such as corporate reimbursement coverage, personal
liability, and entity coverage. D&O policies may be broadened to
include coverage for employment practices liability as well.
To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.
Questions? Ready to buy?Call us or get a quote online.
1000 TOWN CENTER DRIVE, SUITE 300, OXNARD, CA 93036
Connect with Pacific Preferred Insurance Agency on Facebook, Twitter, and subscribe to our Blog for the latest on California insurance news