What is Umbrella Insurance?
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.
When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.
Use our Personal Umbrella Evaluation Tool to assist in determining the minimum coverage limit for your personal umbrella policy. CLICK HERE
Common Situations Protected by Umbrella Insurance:
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